So They Call it A Bug Shield

My neighbor has a yellow Civic which they customized to look like a race car. I've been wondering for a very long time what is that black thing on the hood called. I really thought it was just a form of style or "arte". I never thought it could serve a purpose for a car. So they call it a bug shield, now I know.

I am not into cars like Irwin, who knows what that is. I am more interested in the car colors maybe because I do not know how to drive.

Just last Sunday, we were at Megamall and Kiara was looking at some kid's motorcycle and it really crossed my mind, that my baby girl will be driving her car when she grows up. Just this morning I thought of buying my own car that I can bring to work, and then later Kiara can drive it too. Well, she will be old by then including me.

Claudine Baretto, Kris Aquino and Liposuction

Photo from abs-cbn.com
Photo by Beauty Bento Box

Photo Courtesy of GMA


Did you watch Claudine's soap on TV last Saturday? After giving birth, there was a humor that she had a liposuction performed on her arms. And she really has slim arms but I think she forgot asking the doctor for liposuction to the rest of her body.

Whenever I see her commercials, I observed that she was displayed from the face down to her chest, because the rest of her body especially the hips seemed very wide and the clothes that she wears always gets attention to the upper pert of her body because she now has a bigger lower body. You can notice this especially at the side view.

Women who gave birth like Kris Aquino who was very vocal and is an advocate of plastic surgery admitted having liposuction, tummy tuck and even breast augmentation, how about her nose, her nose seemed fake too?


What seems to be common to these artists? Of course, not all artists started out as very famous, some of them like Kris even starred in B movies. Movies that are low on budget, or they may start out as extras in film, or a side kick, I remember Kris Aquino and Rene Requistas in a movie.
She was ugly back then, right? Hahaha! She might read this and get mad, so that is my opinion, meaning, she was not a star material, not very popular back then, well, popular because she was the President's daughter, but look at her now. She is aspiring to be the next Oprah.

And with the money that she earns, she can change the way she looks anytime she wants.

Thinking About Your Retirement

In the place where I used to live, there is a very spacious and big house that was for sale last year for 12 million pesos. According to the "Chismis" or grapevine it was bought by the city councilor who lived in our area.

If I really have the money I would buy that house. For me living in that kind of house is feeling like Cinderella. It looks like an ancestral house. I've been there once only when it was used as a meeting place for our church. It was a splendid house, with big spiral staircase and a center fountain and spacious parking space that can accommodate at least 10 cars.

If only the owner know how does a reverse mortgage work because they would not have to sell that house.

If only they were able to know some Information on reverse mortgage we could still enter that house and it will not be owned by other people I do not know.

I just hope that the next owner will also sell the house and that I own more than 12 million pesos so I could own that house and lot. It will at least be a home for my parents who are already retired. It would be great for my dog, Cassie. I can also have a small school inside the area because it is spacious. A pre-school is a good idea because there are no pre-school in that area yet.

If I own that house, I would have checked for reverse mortgage FAQS so I could preserve the house and not sell it. It was a dream house for me.

There is Something About Lola Nene

Lola Nene, aged 88 is Irwin's lola from his maternal side. Lolo Jose is a US War Veteran who died several years ago and left her with a pension plan. That serves as her allowance for her medicine and other needs. She does not have to worry about her other needs because she is well provided. I do not know how the pension plan works for the Veteran dependents.

My father is also receiving a pension from the Philippines Social Security System, this one is for those who worked in the private sector of our country. If you worked in a government setting the GSIS provides you with a pension plan just like my father-in-law who will be retiring in 2011.

One option for those who wants to get their pension is a to get a lump sum pension. My father-in-law has a brother in the States who is in a retiring age. It is possible for him to get a pension from the government and if he wants to enjoy his money right away and not wait for the pension, he has an option to avail of a US Pension Funding.


Information for this kind of pension can be found by click here, retirees can travel around the world, go back to their home land, try out new things like a hobby and these kind of activities need money, right?



Is it possible to cash in your pension early?

This is one question retirees often ask, this is an option for some retirees and depends on several factors. But if you need an emergency cash and you cannot wait for the pension, then getting a lump sum is advisable.

Kris Aquino Moved to a New Condo Unit

Yesterday, I watched Kris Aquino showing off her new condo unit with a new set of furniture and appliances. The last time I've seen her condo was the year I got married in 2005 because I've seen her Chinese sofa set in fuschia pink and chartreuse. That gave me an idea for my wedding motif. Now when I watched the show yesterday, I cannot seem to see the old sofa set. It seems that the Chinese tradition is true, that when they moved to a new house, they would leave everything behind and buy everything new unless they have a self storage or they placed it somewhere else.

Now, I wonder what will happen to my own stuff when we move house? Right now we are living with my in-laws and all my things are in a box or in a cabinet. I wish I could also have a self storage for all my things. I wonder where I will put all my tinker things that I do not want to dispose. Would you imagine I have three cabinets full of books and papers that I used for my work. I can't dispose them but they are left untouched for months. I have a cabinet full of old clothes that I can't get rid of because maybe I hope I can still wear them.

Even my refrigerator is filled not with food but my things because we are not using it as a ref but a storage area for Kiara's food, nope it is not turned on.

Having a self-storage really is a good idea nowadays..

Manny Pacquiao and Las Vegas

You know Manny right? He is a famous boxer, world class boxer. He is always in the US especially in Las Vegas. I wonder, just like in the movies, does he arrive at the boxing arena in a Las Vegas limo? Who drives him around the area? Wow! It would be a thrill to see Manny going down a Limo and he, wearing a coat and a tie, maybe not specifically for a boxing match, that would be very awesome.

I also wonder about the politician that are watching Manny's fight, do they hire a limo company in Las Vegas? I often wonder about that. I also wonder and imagine myself, wearing a very expensive gown, with a very comfortable high heeled shoes and fully made up with diamonds on my neck and escorted by... Brad PItt... Amazing! I would love to have that dream. Brad Pitt would have towered over me. But you know what a limo car can give you, it can give you a sense of pride or even pleasure in riding one, and when you get down from it, it may seem that people will look at you and you are the center of attention.


I wish this fantasy will somehow come true, in case I visit the US, I would go to Las Vegas and get a Las Vegas Limousines for maximum exposure and pleasure.

I can jsut iamgine myself as Vivian in Lovers in Paris, this time it would be Lovers in Las Vegas... yahoo!

I Need to Finish my Thesis Fast

I am on rush to finish my thesis for the graduate school, more so when I learned that my co-teachers are already on their defense stage. I panicked to know that. I've been searching now for textbooks that are related to my topic which is burnout.

Burnout can be found in Organizational Psychology books or even books on stress.
I also need books on Human Development, Abnormal Psychology, Clinical etc.
And I cannot find cheap textbooks, they are all very expensive.

The books that I am using are all old, like for example, the history of Psychology book that I'm using was published in 1987 and that was how many years ago. I am on search for used textbooks for sale even if there are minimal mark, some are good as new, as long as I can save some money because I buy them in several titles and topics because they are cheap. You can get at least two books for the price of one book. It is that cheap and practical.

If you are going to look at my shelf, there are a number of textbook on display. I have two Social Psychology books, two theories of personality and a lot of introduction to psychology.

I need it especially now that I am also writing a book for Psychology 101. I need several references for the book and I would rather have a real book than a virtual one.

I am Dreaming of a New House

These past few months have been a mixture of ups and downs, from not getting enough sleep to arranging a lot of requirements in school like grades, my clearance, my very late thesis in the graduate school and last but not the least, the pending land title that I’ve been constantly following up at the Pasig Registry of Deeds.

I need the title to be completed because we plan to build a six-door apartment as an investment. My mother was the one handling all the requirements, as much as possible we do not want to give any “bribe” or “lagay” in Tagalog in exchange for faster service.

Speaking of service, I heard of a US company that offers a car title loans where you can have an automatic cash and use your car title as Collateral loan. Just give them your car title and you can have an easy cash in case you have an emergency and you can still use your car.

If only the people in the registry of deeds are as fast as those people. Oh, I would surely love them. If only I am living in the States, I would like to live in Los Angeles, California so I could be near with my relatives. Maybe I would have a car title loans Los Angeles in exchange for some cash so I could start building my dream house. Well, that is just a dream.


Anyway, I am still young, I can still earn and have a lot of money, I can dream big and that includes a big house.